paypall trading question

[HowIMetYourMother]

so, i have seen alot that people say you have to put "this is for a virtual item, and i will not charge back" in your description of the transaction. But i also found out, paypall does not support virtual item trading [in the paypall rules]. So when someone charges back, paypall won't do anything because its a virtual item, against their rules... any help here?

 

[Lord Killington]

Use a middleman.

 

[HowIMetYourMother]

Use a middleman.

with a middleman , the buyer (who gives you monies) can still charge back... you can charge back till 3 months after the trade...
Also , fake middleman is the most common scam method, and ye, you can find a decent middleman with just a few moments research, but that asside, middleman has nothing realy to do with this..

 

[Faron]

Dunno why they do that. I would only do that if they don't send it as a gift.

 

[Xel'Naga]

I have them do it, not because it protects me in any way, but because it deters scammers.

PayPal won't honor a statement included in a personal note if it's for a virtual item. Ever. You could sign a written contract with a lawyer as witness, and PayPal will still refuse to reverse a chargeback for TF2 items.

I tell people to put that in the note because it scares off people who are planning on doing a chargeback. I've had a few people who, after I tell them to include a note, back out of the trade, because they think that including that note has any real repercussions, even though it really doesn't.

 

[Sharkey]

From what I've heard, most of the time paypal passes the claims off to the individual's creditor, and they handle the claims. Thus the paypal TOS is not always honored with chargebacks.

 

[Antamania]

eh, I'd say 99% of the time the person who bought the virtual item wins even if it's a fraudulent charge back. Easier for paypal to deal with than trying to determine if the fellow received his virtual item with no tracking no. as proof

Edit:
that's not to say there isn't repercussions for the fellow who did the chargeback...it isn't all that hard to get someone marked as a scammer and it's quite hard to get that tag off you.

 

[Xel'Naga]

eh, I'd say 99% of the time the person who bought the virtual item wins even if it's a fraudulent charge back. Easier for paypal to deal with than trying to determine if the fellow received his virtual item with no tracking no. as proof

Edit:
that's not to say there isn't repercussions for the fellow who did the chargeback...it isn't all that hard to get someone marked as a scammer and it's quite hard to get that tag off you.

That, and it's also incredibly easy to file a police report on people who do this.

I filed a report against a guy who ripped me off with a hijacked PayPal account. I didn't get my money back, but the police investigated it, tracked the guy down to a location in Canada, and the Canadian police were investigating the individual last I heard.

Mounties are gonna fuck his shit up.

 

[Antamania]

That, and it's also incredibly easy to file a police report on people who do this.

I filed a report against a guy who ripped me off with a hijacked PayPal account. I didn't get my money back, but the police investigated it, tracked the guy down to a location in Canada, and the Canadian police were investigating the individual last I heard.

Mounties are gonna fuck his shit up.

Well not to undermine the efforts of our batman! But, I think anytime a paypal gets hijacked it becomes a criminal investigation so whether or not you filed the report once the fellow claimed the paypal back..it would have begun

 

[Xel'Naga]

Well not to undermine the efforts of our batman! But, I think anytime a paypal gets hijacked it becomes a criminal investigation so whether or not you filed the report once the fellow claimed the paypal back..it would have begun

Not always. Most credit card providers will advise that the cardholder contact the authorities, but they don't always do so.

Source: I've worked for a MasterCard partner in their fraud department.

 

[Antamania]

Not always. Most credit card providers will advise that the cardholder contact the authorities, but they don't always do so.

Source: I've worked for a MasterCard partner in their fraud department.

Well I stand corrected then, I've always thought by default the credit card company filed the charges.

 

[Xel'Naga]

Well I stand corrected then, I've always thought by default the credit card company filed the charges.

It depends on how severe the case is.

The only time we ever actually called the authorities was when there was a rash of cards being hijacked in Florida. Somebody had set up ATM skimmers out in Miami, and they were only working on MasterCard cards. Several of our customers out there were hit by this fraud, and we had about five million dollars in fraudulent charges that we were processing in the course of four weeks.

The entire case went to the FBI after we got the customer reports. Took a long time to work out, and was nearly impossible to get their credit score fixed after that.